Consumer Loans, Mortgages and Student Loans

Life is full of big moments and purchases that may require more money than you have on hand. For those times, turn to State Bank of Davis.


From purchasing a home or new vehicle to getting finances in place to pursue a college degree,
State Bank of Davis is here to help you achieve your dreams. We have an experienced lending team that can give you peace of mind and ensure you are in good hands.


Mortgages from State Bank of Davis

Your home is the largest purchase you will ever make and is a good financial asset to have. Make sure your mortgage fits your needs by coming to State Bank of Davis. Our mortgage lenders get to know you and will customize a mortgage to match your needs, whether you are purchasing, building, renovating or refinancing:

  • Long-term fixed rate home loans
  • Balloon mortgages
  • Refinancing
  • Construction Loans
  • FHA, VA and Rural Development home loans
  • Home Equity Loans

Get in touch with a mortgage lender at State Bank of Davis today!


Consumer Loans- Financing for Auto Purchases, Boats and Other Expenses

Our consumer lending team are experts in understanding your needs and developing a consumer loan program to fit your needs:

  • Auto Loans
  • Financing for Boats, Campers and RVs
  • Vacations
  • Weddings
  • And other personal uses!

Contact  our experienced lenders at State Bank of Davis today!


The Smart Option Student Loan® for State Bank of Davis by Sallie Mae®

For borrowers attending degree-granting institutions 

Now you can pay for college the smart way with three great repayment 
options and competitive interest rates! 

This loan is an ideal solution to help you pay for college expenses not 
covered by scholarships and federal loans. To learn more or to apply, please 
get started here

The Smart Option Student Loan features and benefits:

•    Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
•    No origination fee and no prepayment penalty
•    Benefits and an interest rate reduction available
•    Rates that reward creditworthy borrowers
•    Applying with a creditworthy cosigner may help you qualify
•    100% US-based Student Loan Specialists

To learn more, please get started here.

Contact State Bank of Davis today to see how we can help with your student loan needs!