Consumer Loans, Mortgages and Student Loans
Life is full of big moments and purchases that may require more money than you have on hand. For those times, turn to State Bank of Davis.
From purchasing a home or new vehicle to getting finances in place to pursue a college degree,
State Bank of Davis is here to help you achieve your dreams. We have an experienced lending team that can give you peace of mind and ensure you are in good hands.
Your home is the largest purchase you will ever make and is a good financial asset to have. Make sure your mortgage fits your needs by coming to State Bank of Davis. Our mortgage lenders get to know you and will customize a mortgage to match your needs, whether you are purchasing, building, renovating or refinancing:
- Long-term fixed rate home loans
- Balloon mortgages
- Construction Loans
- FHA, VA and Rural Development home loans
- Home Equity Loans
Get in touch with a mortgage lender at State Bank of Davis today!
Our consumer lending team are experts in understanding your needs and developing a consumer loan program to fit your needs:
- Auto Loans
- Financing for Boats, Campers and RVs
- And other personal uses!
Contact our experienced lenders at State Bank of Davis today!
Get the money you need to help make higher education happen Student loans from the State Bank of Davis in partnership with Sallie Mae® could help!
For those attending or borrowing for a student attending a degree-granting institution.
Whether you’re an undergraduate student, graduate student, or parent helping a student pay for school, these flexible loans are designed to meet your needs:
- Competitive variable and fixed interest rates
- No origination fee or prepayment penalty1
- Multiple repayment options Learn which loan is right for you
Smart Option Student Loan® for Undergraduate Students
Pay for your bachelor’s, associate’s, or certificate expenses at a degree-granting school.
Graduate School Loan
Pay for expenses as you pursue your master’s and doctoral degrees.
Pay for your business school expenses as you pursue your Masters of Business Administration degree.
Medical School Loan
Pay for your medical degree expenses in allopathic, general, osteopathic, podiatric, radiology, sports, and veterinary medicine.
Dental School Loan
Pay for your dental degree expenses in general dentistry, endodontics, oral and maxillofacial surgery, orthodontics, pediatric dentistry, periodontics, and prosthodontics.
Graduate School Loan for Health Professions
Pay for your health professions degree expenses in allied health, nursing, pharmacy, and other graduate-level health programs.
Law School Loan
Pay for your school and associated expenses as you study for your law degree.
Help your student by taking responsibility with a loan in your name
We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.
These loans are made by Sallie Mae Bank or a lender partner. The State Bank of Davis is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.
Smart Option Student Loan and graduate loan products: This information is for students attending participating degree-granting schools. Smart Option Student Loan information is for undergraduates only. Graduate Certificate/ Continuing Education coursework is not eligible for MBA, Medical, Dental, and Law School Loans. Borrowers must be U.S. citizens or U.S. permanent residents if the school is located outside of the United States. Non-U. S.citizen borrowers who reside in the U.S. are eligible with a credit worthy cosigner (who must be a U.S. citizen or U.S. permanent resident) and are required to provide an unexpired government-issued photo ID to verify identity. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
Parent Loan: This information is for borrowers with students attending participating degree-granting schools. The student is not eligible to be a borrower or cosigner. The borrower, cosigner and student must be U.S. citizens or U.S. permanent residents. The school may refund loan funds directly to the student, and if that occurs, borrower, and cosigner (if applicable) would still be responsible for repaying that amount. Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply.
1 Although we do not charge you a penalty or fee if you prepay your loan, any prepayment will be applied as provided in your promissory note: First to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.
© 2019 Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.
Contact State Bank of Davis today to see how we can help with your student loan needs!