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Online Banking

Online Banking

Home Loans

Find the Financing For Your Dream Home

Purchasing or refinancing a home is the biggest financial decision most of us will ever make.  That’s why it’s important to put your trust in local hands that are willing to help you every step of the way.

We offer a wide variety of terms and features, and our relationship managers will take the time to explain and tailor the best fit for your needs. Your dream home is just a few clicks away with State Bank of Davis. Our home loans offer:

  • Competitive low rates
  • Affordable payment plans
  • Experienced loan officers familiar with the local community residential real estate market
  • Easy to apply
  • Local approvals and servicing
  • Quick, efficient closing
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Home Loans We Offer

Loan Type

Loan Description

Fixed-Rate Mortgage

This loan is ideal for borrowers who want stability in their mortgage payments. You’ll pay a fixed rate for the entire term of the loan, which means you can plan on paying the same amount each month.

Home Loan Refinance

Refinancing is a great option if you’d like to take advantage of lower interest rates on your home loan or reduce your monthly payment. Refinancing can also help you pay your loan off faster.

Home Equity Loans

Use your home’s equity as a financial tool. Home equity loans are lump-sum loans that can be used for a variety of things, including home improvement, debt consolidation or to pay for an emergency expense.