Privacy Policy

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FACTSWHAT DOES STATE BANK of DAVIS, OF DAVIS, IL DO WITH YOUR PERSONAL INFORMATION
Why? Financial companies choose how they share your personal information.  Federal law gives  consumers the right to limit some but not all sharing.  Federal law also requires us to tell   you how we collect, share, and protect your personal information.  Please read this  notice carefully to understand what we do.
What?

The types of personal information we collect and share depend on the product or service   you have with us.  This information can include:

  • Social Security number and Account Transactions
  • Account Balances and payment history
  • Credit history and credit scores

When you are no longer our customer, we continue to share your information as  described in this notice.

How?All financial companies need to share customer's personal information to run their everyday business.  In the section below, we list the reasons financial companies can  share their customers' personal information; the reasons State Bank of Davis, Davis, Illinois chooses to share; and whether you can limit this sharing.

 

Reasons we can share your Personal InformationDoes State Bank of Davis Share?Can you limit this sharing?
   
For our everyday business purposes -such as to process your account(s), respond to court orders and legal investigation, or report to credit bureaus.YESNO
For our marketing purposes -to offer our products and services to you

NO

We don't share
For joint marketing with other financial institutionsNOWe don't share
For our affiliates  everyday business purposes -information about yourNOWe don't share
For our affiliates  everyday business purposes -information about your transaction and credit worthinessNOWe don't share
For our affiliates to market to youNOWe don't share
For our affiliates to market to youNOWe don't share
  

 

Questions?Call 815-865-5125
Who We Are 
Who is providing this notice?State Bank of Davis, Davis, IL
What We Do 
How does State Bank of Davis protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law.  These measures include computer safeguards and secured files and buildings. We also collect your personal information from others, such as credit bureaus or other companies.
Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes -    information about your credit worthiness
  • affiliates from using your information to market to you
  •   sharing for non-affiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.  Illinois law requires that you opt-in to information sharing.  (See below for more on your rights under state law.)
Definitions 
AffiliatesCompanies related by common ownership or control.  They can be financial and non financial companies.

* State Bank of Davis of Davis, Illinois does not share with    with our affiliates.

Non-affiliatesCompanies not related by common ownership or control.  They can be financial and non-financial companies.

*  State Bank of Davis of Davis, Illinois does not share with   non-affiliates so they can market to you.

Joint marketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you.

*  State Bank of Davis of Davis, Illinois doesn't jointly market.

Other important information
Illinois law requires that you opt-in to information sharing.  Therefore, before we would share your information with a third party, except where permitted by law, we will obtain your permission.