Choose Your Checking Account
A checking account is the foundation of your finances. You regularly use your checking account, whether it’s to pay bills, make purchases using your debit card, or pay a friend. State Bank of Davis offers several checking accounts that allow you to maintain access to your account while offering several other benefits. If you're currently a customer at another bank, we can make it easy for you to switch your accounts with our digital switch kit. Stop into our office to speak with one of our representatives and see which checking account is the right choice for you or get started with by completing the steps in our switch kit.
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Compare Our Checking Accounts
Account Type | Account Details |
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Regular Checking Account | A basic checking account, Regular Checking gives you the essentials you need without monthly fees. No minimum balance requirements No monthly fee Monthly statements delivered, including E-Statements Access to account with ATM/debit card Online and Mobile Banking are available Overdraft Protection is available |
Interest Checking Account | Interest Checking makes your money work for you through earned interest credited to the account. Minimum opening deposit of $1,000 Tiered interest rates according to account balance Monthly statements delivered, including E-Statements ATM/debit card access $2 service charge per month if balance falls below $1,000 Online and Mobile Banking are available Overdraft Protection is available |
Secure Checking Account | No minimum balance requirements Access to account with ATM/debit card Online and Mobile Banking are available IDProtect® - Identity Theft Monitoring and Resolution Service1 Cellular Telephone Protection2 Travel and Entertainment Discounts Only $3.95 per month with e-statements/$4.95 per month with paper statements |
Secure Interest Checking Account | Earn tiered interest rates according to account balance Access to account with ATM/debit card Online and Mobile Banking are available IDProtect® - Identity Theft Monitoring and Resolution Service1 Cellular Telephone Protection2 Travel and Entertainment Discounts Ability to earn interest with Secure Interest Checking Only $3.95 per month with e-statements/$4.95 per month with paper statements in addition to $2.00 service charge per month if balance falls below $1,000 |
1Some benefits require registration/activation. IDProtect is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. Service is not available to a “signer” on the account who is not an account owner. Family includes: Spouse, person qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household.
2Special Program Notes: The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described. Please refer to Guide to Benefit for complete details of coverage and exclusions. Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate