Checking Accounts

Personal Checking Accounts with Beneficial Features

Many of today’s checking accounts come with numerous balance requirements, fees and services that you won’t ever use. At State Bank of Davis, we aim to make managing your money simple, not complicated. Our checking account options offer all the benefits you need.

 

Regular Checking

A basic checking account, Regular Checking gives you the essentials you need without monthly fees.

  • No minimum balance requirements
  • No monthly fee
  • Monthly statements delivered, including E-Statements
  • Access to account with ATM/debit card
  • Online and Mobile Banking are available
  • Overdraft Protection is available

 

Interest Checking

Interest Checking makes your money work for you through earned interest credited to the account.

  • Minimum opening deposit of $1,000
  • Tiered interest rates according to account balance
  • Monthly statements delivered, including E-Statements
  • ATM/debit card access
  • $2 service charge per month if balance falls below $1,000
  • Online and Mobile Banking are available
  • Overdraft Protection is available

 

Secure Checking

  • No minimum balance requirements
  • Access to account with ATM/debit card
  • Online Bank and Mobile Banking are available
  • IDProtect® - Identity Theft Monitoring and Resolution Service1
  • Cellular Telephone Protection2
  • Travel and Entertainment Discounts
  • Ability to earn interest with Secure Interest Checking
  • And much more....
  • Only $3.95 per month with e-statements/$4.95 per month with paper statements
  1. Some benefits require registration/activation. IDProtect is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. Service is not available to a “signer” on the account who is not an account owner.  Family includes: Spouse, person qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household.
  2.  Special Program Notes:  The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described.  Please refer to Guide to Benefit for complete details of coverage and exclusions. Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate

 

Secure Interest Checking

  • Earn tiered interest rates according to account balance
  • Access to account with ATM/debit card
  • Online Bank and Mobile Banking are available
  • IDProtect® - Identity Theft Monitoring and Resolution Service1
  • Cellular Telephone Protection2
  • Travel and Entertainment Discounts
  • Ability to earn interest with Secure Interest Checking
  • And much more....
  • Only $3.95 per month with e-statements/$4.95 per month with paper statements in addition to  $2.00 service charge per month if balance falls below $1,000
  1. Some benefits require registration/activation. IDProtect is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. Service is not available to a “signer” on the account who is not an account owner.  Family includes: Spouse, person qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household.
  2. Special Program Notes:  The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described.  Please refer to Guide to Benefit for complete details of coverage and exclusions. Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate 
     

 

Open Your Checking Account at State Bank of Davis

Simply come by our office and ask a bank staff member about opening a checking account. We will help you get started and answer any questions you may have.