Skip to Content
Close Icon

Menu

Online Banking

Online Banking

Checking Accounts

Choose Your Checking Account

A checking account is the foundation of your finances. You regularly use your checking account, whether it’s to pay bills, make purchases using your debit card, or pay a friend. State Bank of Davis offers several checking accounts that allow you to maintain access to your account while offering several other benefits. If you're currently a customer at another bank, we can make it easy for you to switch your accounts with our digital switch kit. Stop into our office to speak with one of our representatives and see which checking account is the right choice for you or get started with by completing the steps in our switch kit. 

Contact Us
Switch Your Accounts

Compare Our Checking Accounts

Account Type

Account Details

Regular Checking Account

A basic checking account, Regular Checking gives you the essentials you need without monthly fees.

No minimum balance requirements

No monthly fee

Monthly statements delivered, including E-Statements

Access to account with ATM/debit card

Online and Mobile Banking are available

Overdraft Protection is available

Interest Checking Account

Interest Checking makes your money work for you through earned interest credited to the account.

Minimum opening deposit of $1,000

Tiered interest rates according to account balance

Monthly statements delivered, including E-Statements

ATM/debit card access

$2 service charge per month if balance falls below $1,000

Online and Mobile Banking are available

Overdraft Protection is available

Secure Checking Account

No minimum balance requirements

Access to account with ATM/debit card

Online and Mobile Banking are available

IDProtect® - Identity Theft Monitoring and Resolution Service1

Cellular Telephone Protection2

Travel and Entertainment Discounts

Only $3.95 per month with e-statements/$4.95 per month with paper statements

Secure Interest Checking Account

Earn tiered interest rates according to account balance

Access to account with ATM/debit card

Online and Mobile Banking are available

IDProtect® - Identity Theft Monitoring and Resolution Service1

Cellular Telephone Protection2

Travel and Entertainment Discounts

Ability to earn interest with Secure Interest Checking

Only $3.95 per month with e-statements/$4.95 per month with paper statements in addition to $2.00 service charge per month if balance falls below $1,000

1Some benefits require registration/activation. IDProtect is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. Service is not available to a “signer” on the account who is not an account owner.  Family includes: Spouse, person qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household.

2Special Program Notes:  The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described.  Please refer to Guide to Benefit for complete details of coverage and exclusions. Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate