Checking Made for Your Everyday Life
At State Bank of Davis, we believe the best banking starts with truly knowing our customers. That’s why our checking accounts are designed to fit seamlessly into your daily routine—whether you’re covering bills, keeping track of your spending, or saving for what’s ahead.
We offer simple, straightforward options with the flexibility and tools to keep pace with wherever life takes you.
Every account comes with:
Online & Mobile Banking – Access your money anytime, anywhere
Bill Pay – Take care of payments quickly and securely
Mobile Deposit – Deposit checks without a trip to the bank
eStatements – Go paperless for easy, organized recordkeeping
MasterCard® Debit Card – Convenient to use in-store, online, or at ATMs
Stop in or give us a call—we’ll help you choose the checking account that’s the perfect fit.
Product Name | Best For | Min. Balance Requirement | Earns Interest | Monthly Fees | ATM Benefits | Special Features |
|---|---|---|---|---|---|---|
Foresight Classic Checking | Individuals seeking basic checking | No | No | Paper statement fee if not enrolled in eStatements | No | $100 min. Opening Deposit Overdraft Privilege Program eligible |
Foresight Protect | Customers | No | No | Monthly maintenance fee applies Paper statement fee if not enrolled in eStatements | ATM Surcharge Refunds on all ATM's* | $100 min. Opening Deposit Overdraft Privilege Program eligible |
Foresight Interest | Customers who maintain higher balances and want interest | $1000 | Yes | Monthly maintenance fee if minimum balance requirement is not met. Paper statement fee if not enrolled in eStatements | ATM Surcharge Refunds on all ATM's* | $100 min. Opening Deposit Overdraft Privilege Program eligible |
Foresight Health | Customers with health-related spending needs | $100 | Yes | Monthly maintenance fee if minimum balance requirement is not met. Paper statement fee if not enrolled in eStatements | No | $100 min. Opening Deposit Health Savings Account must be combined with a High-Deductible Healthcare Plan. |
Foresight Prestige** | Customers age 50+ who are looking for premium benefits. | $1000 | Yes | Monthly Maintenance fee if minimum balance requirement is not met. | ATM Surcharge Refunds on all ATM's* | $100 min. Opening Deposit Free checks Free cashiers checks Free seminars 50% off safe deposit box Exclusive Travel Options Overdraft Privilege Program eligible |
Foresight Prestige Protect** | Customers age 50+ who are looking for premium benefits. | $1000 | Yes | Monthly Maintenance fee if minimum balance requirement is not met. Monthly Maintenance fee applies | ATM Surcharge Refunds on all ATM's* | $100 min. Opening Deposit Free checks Free cashiers checks Free seminars 50% off safe deposit box Exclusive Travel Options Overdraft Privilege Program eligible |
*ATM surcharge refunds on all ATM's up to $20 per statement cycle.
**Customer must have a minimum of $25,000 in deposit accounts (checking, savings and CDs – any combination) to qualify.
1Some benefits require registration/activation. IDProtect is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. Service is not available to a “signer” on the account who is not an account owner. Family includes: Spouse, person qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household.