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Online Banking

Checking Accounts

Choose Your Checking Account

A checking account is the foundation of your finances. You regularly use your checking account, whether it’s to pay bills, make purchases using your debit card, or pay a friend. State Bank of Davis offers several checking accounts that allow you to maintain access to your account while offering several other benefits. If you're currently a customer at another bank, we can make it easy for you to switch your accounts with our digital switch kit. Stop into our office to speak with one of our representatives and see which checking account is the right choice for you or get started with by completing the steps in our switch kit. 

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Switch Your Accounts

Compare Our Checking Accounts

Account Type

Account Details

Classic Checking

Our Classic Checking account gives you the essentials you need.

No minimum balance requirements

$3 monthly paper statement fee if not enrolled in eStatements

Access to account with ATM/Debit Card
Monthly statements
Online and Mobile Banking

Premier Checking

Premier Checking makes your money work for you through earned interest credited to the account.

$2,500 minimum to open

$5 monthly service fee if balance falls below $2,500

Monthly statements
eStatements available
Competitive interest rate

Access to account with ATM/Debit Card

Online and Mobile Banking

Secure Checking Account

No minimum balance requirements
Monthly Statements
Access to account with ATM/Debit Card
eStatements available
Online and Mobile Banking are available

IDProtect® - Identity Theft Monitoring and Resolution Service

Cellular Telephone Protection

Travel and Entertainment Discounts

Only $3.95 per month with eStatements/$4.95 per month with paper statements

Secure Interest Checking Account

Ability to earn interest with Secure Interest Checking - Tiered interest rates according to account balance

Access to account with ATM/Debit Card

Online and Mobile Banking are available

IDProtect® - Identity Theft Monitoring and Resolution Service

Cellular Telephone Protection

Travel and Entertainment Discounts

Only $3.95 per month with eStatements/$4.95 per month with paper statements in addition to $2.00 service charge per month if balance falls below $1,000

1Some benefits require registration/activation. IDProtect is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. Service is not available to a “signer” on the account who is not an account owner.  Family includes: Spouse, person qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household.

2Special Program Notes:  The descriptions herein are summaries only and do not include all terms, conditions and exclusions of the Benefits described.  Please refer to Guide to Benefit for complete details of coverage and exclusions. Insurance products are not insured by FDIC or any Federal Government Agency; not a deposit of or guaranteed by the bank or any bank affiliate