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Online Banking

Online Banking

Checking Accounts

Checking Made for Your Everyday Life

At State Bank of Davis, we believe the best banking starts with truly knowing our customers. That’s why our checking accounts are designed to fit seamlessly into your daily routine—whether you’re covering bills, keeping track of your spending, or saving for what’s ahead.

We offer simple, straightforward options with the flexibility and tools to keep pace with wherever life takes you.

Every account comes with:

  • Online & Mobile Banking – Access your money anytime, anywhere

  • Bill Pay – Take care of payments quickly and securely

  • Mobile Deposit – Deposit checks without a trip to the bank

  • eStatements – Go paperless for easy, organized recordkeeping

  • MasterCard® Debit Card – Convenient to use in-store, online, or at ATMs

Stop in or give us a call—we’ll help you choose the checking account that’s the perfect fit.

Product Name

Best For

Min. Balance Requirement

Earns Interest

Monthly Fees

ATM Benefits

Special Features

Foresight Classic Checking

Individuals seeking basic checking

No

No

Paper statement fee if not enrolled in eStatements

No

$100 min. Opening Deposit

Overdraft Privilege Program eligible

Foresight Protect
Checking

Customers 
wanting identity protection

No

No

Monthly maintenance fee applies

Paper statement fee if not enrolled in eStatements

ATM Surcharge Refunds on all ATM's*

$100 min. Opening Deposit

Overdraft Privilege Program eligible

ID Protect® Services

Foresight Interest
Checking

Customers who maintain higher balances and want interest

$1000

Yes

Monthly maintenance fee if minimum balance requirement is not met. 

Paper statement fee if not enrolled in eStatements

ATM Surcharge Refunds on all ATM's*

$100 min. Opening Deposit

Overdraft Privilege Program eligible

Foresight Health 

Customers with health-related spending needs

$100

Yes

Monthly maintenance fee if minimum balance requirement is not met. 

Paper statement fee if not enrolled in eStatements

No

$100 min. Opening Deposit

Health Savings Account must be combined with a High-Deductible Healthcare Plan.

Foresight Prestige**

Customers age 50+ who are looking for premium benefits.$1000YesMonthly Maintenance fee if minimum balance requirement is not met.ATM Surcharge Refunds on all ATM's*

$100 min. Opening Deposit

Free checks

Free cashiers checks

Free seminars

50% off safe deposit box

Exclusive Travel Options

Overdraft Privilege Program eligible

Foresight Prestige Protect**

Customers age 50+ who are looking for premium benefits.

$1000

Yes

Monthly Maintenance fee if minimum balance requirement is not met.

Monthly Maintenance fee applies

ATM Surcharge Refunds on all ATM's*

$100 min. Opening Deposit

Free checks

Free cashiers checks

Free seminars

50% off safe deposit box

Exclusive Travel Options

ID Protect® Services

Overdraft Privilege Program eligible

*ATM surcharge refunds on all ATM's up to $20 per statement cycle. 

**Customer must have a minimum of $25,000 in deposit accounts (checking, savings and CDs – any combination) to qualify.  

1Some benefits require registration/activation. IDProtect is a personal identity theft protection service available to personal checking account owner(s), their joint account owners and their eligible family members. Service is not available to a “signer” on the account who is not an account owner.  Family includes: Spouse, person qualifying as domestic partner, and children under 25 years of age and parent(s) who are residents of the same household.