Business Lending
Local people. Tailored lending. Strong results.
At State Bank of Davis, we believe strong local businesses build strong communities—and we’re here to help that growth continue. As your community lender, we offer financing options designed to fit your needs, delivered with the personal service you deserve and decisions made by people who live and work right here.
Every business has its own story and goals. Whether you’re looking to manage operations, invest in new equipment, expand your space, or plan for the future, our team is ready to help you take the next step with confidence.
When you work with us, you’re not just getting a loan—you’re keeping resources in our community, supporting local jobs, and helping our shared economy thrive.
Capital Solutions Designed for Your Business
- Lines of Credit - Flexible funding for seasonal cash flow needs, day-to-day operations, or new growth opportunities.
- Term Loans - Financing for equipment purchases, business expansion, or partner buy-ins.
- Real Estate Loans - Competitive options for owner-occupied or investment properties, including commercial, industrial, and multi-family.
- Loan Program Partnerships - Access to SBA 7(a), SBA 504, Advantage Illinois, and other specialized regional financing programs.
- Advisory Services - Guidance through trusted partners for mergers & acquisitions, mezzanine financing, and strategies for long-term rate protection.
Equipment & Municipal Leasing
In addition to traditional financing, we offer equipment and municipal leasing through our partnership with Bankers’ Bank. With flexible terms, 100% financing, and no prepayment penalties, leasing gives your business another tool to stay competitive—especially for industries like agriculture, construction, public service, and more.
Schedule an Appointment with a Commercial Banker
To start a conversation about your business loan needs, contact State Bank of Davis today and schedule an appointment.